Which of the following best describes the 'Negligence' liability claim?

The best description of a 'Negligence' liability claim is that it arises when a product-maker or any entity has failed to exercise due care, resulting in harm to another party. This concept is rooted in the legal obligation individuals and organizations have to act with a reasonable standard of care to avoid causing injury or damage to others.

In negligence claims, the focus is on the breach of this duty of care. If it can be proven that the party responsible for the product or service did not take reasonable steps to prevent foreseeable harm, they may be held liable for the consequences of their actions or omissions. This includes scenarios where a manufacturer produces a defective product that leads to injury, indicating that there was a lack of appropriate caution or attention to safety standards.

Other options do not accurately capture the essence of a 'Negligence' liability claim. Though harm may occur without fault in some cases, this does not specifically pertain to negligence. Keeping promises made by a vendor relates more to contract law than negligence. Additionally, the idea that victims are automatically compensated does not align with the principles of negligence, as liability must first be established through the demonstration of the breach of duty.